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While medical insurance is vital, it doesn’t cover everything. If you suffer from a serious illness, such as cancer, stroke or a heart attack, Medical insurance may not provide the coverage you need. Critical Illness insurance will ease the financial strain and help you focus on your recovery.

how will a critical illness claim get paid?

After purchasing Critical Illness insurance, if you suffer from one of the serious illnesses covered by your policy, you’ll be paid in a lump sum. The payment will go directly to you instead of to a medical provider. The payment you receive can be used for many things including:

  • Child care costs
  • Medical and living expenses
  • Travel expenses for you and your family
  • Lost wages from missed time at work

what does critical illness insurance cover?

  • Heart Attack
  • Multiple Sclerosis
  • Stroke
  • Alzheimer’s Disease
  • Parkinson’s Disease
  • Major Organ Failure

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    Example Scenario

    Tom suffered a relatively small stroke.

    • He was hospitalized for five days.
    • He began rehab to get back to where he was physically before the stroke.
    • Tom submitted his claim and received a lump-sum payment of $10,000.

    Example Reimbursements

    • Employee and Spouse: $5,000 – $30,000 in $5,000 increments
    • Children: $1,000 – $15,000

    critical illness plan documents

    critical illness contact information

    Carrier: AFLAC
    Phone: 800-992-3522
    Website: www.aflac.com

    This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.