Oceans Healthcare’s wellbeing programs are designed to support your overall health, wellbeing, and financial security. Some programs require action if you want to qualify for certain medical plan options or avoid surcharges. Other programs are optional and available to support your personal wellbeing journey.

TOBACCO-FREE INCENTIVE Program

Applies to employees and spouses/domestic partners who enroll in a 2027 medical plan.
If you or your enrolled spouse/domestic partner use tobacco a $34.62 bi-weekly surcharge ($75/month) will apply separately to employees and spouses/domestic partners. To avoid the surcharge, each enrolled employee and spouse/domestic partner must complete one of the following each year:

• An annual tobacco test or
• Three coaching sessions annually

Tobacco screening appointments are available for scheduling on the Navigate portal for onsite testing events and offsite labs.

• Onsite screenings will be completed via an oral swab.
• Screenings at offsite labs will be completed via a blood draw.
• Tobacco screenings completed after July 1, 2026, will qualify as completion for both 2026 and 2027 tobacco-free incentive tracking.

If you use tobacco: You and/or your spouse/domestic partner may complete three tobacco cessation coaching sessions instead of completing the tobacco test to avoid the bi-weekly surcharge.

• All testing and Tobacco Cessation coaching sessions must be completed by December 18, 2026, to avoid the surcharge in January 2027.
• If you complete testing or 3 coaching sessions after the surcharge has already begun in 2027, the surcharge will be removed during the first pay period of the following month.
• Tobacco coaching sessions completed after July 1, 2026, will qualify as completion for both 2026 and 2027 tobacco-free incentive tracking.

If your benefits eligibility is after January 1, 2027, employees & spouses/domestic partners will have 90 days after their benefits eligibility date to complete tobacco testing or tobacco cessation coaching. If you do not complete within 90 days, the surcharge will begin during the next pay period.

Annual Wellness Exam Program

Applies to employees enrolling in an Oceans-sponsored medical plan in 2027, unless noted below.
If you were an active employee as of September 30, 2026, and you are currently enrolled in — or plan to enroll in — a 2027 medical plan other than the Core HDHP, you must upload proof that you completed an annual wellness exam by November 1, 2026. If you do not upload proof by the deadline, your 2027 medical plan election will default to the Core HDHP at your elected coverage tier before final enrollment is confirmed by BCBSTX for 2027.

What you need to upload: Proof of completion of an annual wellness exam visit only. You do not need to provide biometric results or other health-related information.

• Acceptable forms of proof include: An Explanation of Benefits (EOB) statement without PHI, Patient Visit Summary from your provider (or providers health portal) without PHI, or a completed Provider Attestation Form.
• Annual Wellness exams can be completed at no cost through an in-network BCBSTX provider or virtually through Teladoc providers.
• Go to Navigate Portal at oceanshealthcarewellbeing.com to upload your proof of completion.
• Wellness Exams completed after July 2025 or during 2026 will be accepted to qualify for medical plan options.
• Employees with benefits eligibility after November 1, 2026, will not be required to complete this program as part of their new hire benefits enrollment.

If you are unable to participate in the program, you may request a reasonable accommodation or an alternative standard by contacting Navigate Wellbeing Solutions

Getting Started

Step 1:
Go to Navigate Portal at oceanshealthcarewellbeing.com.
Step 2:
Click JOIN NOW and enter your unique ID.

• Your unique ID is your Paycom ID.
• Spouse/Domestic Partner unique ID – enter Paycom ID followed by “s”.

Step 3:
Follow the prompts to complete your registration.
Step 4:
Enable multi-factor authentication (MFA). Instructions are available on the portal after you log in.
Step 5:
After creating your account on the portal, download the Navigate Wellbeing app for a convenient way to track your activities.