Active Enrollment Required for 2027
Enrollment Period is 10/20/26 – 11/3/26.
You must enroll for coverage. If you do not enroll in Paycom, you will not have any coverage in 2027, even if enrolled in 2026.
What Are My Plan Choices?
All our employee benefit plan options are outlined in our 2027 Benefits Guide and our 2027 Benefit Plan summary which are attached below.
Here are some highlights of changes for 2027:
- Three (3) Medical Plans with BCBSTX: Core HDHP, Buy-Up HDHP, and COPAY Plan (new for 2027)
- COPAY plan is comparable to the 2026 EPO plan with lager PPO network and Out-of-Network coverage
- Note: Enrollment in the Buy-Up HDHP or COPAY medical plans require proof of Annual Wellness Exam in the Navigate Portal by 11/1/26
- HCA Medical plan via BCBSTX still ends 12/31/26 consistent with communications during last year’s annual enrollment for 2026.
- Medical Plan Deductibles, Out of Pocket Maximums, Co-pays changing and payroll deduction costs increase from $7 – $180/month depending on plan choice and coverage tier. Core HDHP employee-only premium only increasing $3.22/pay period.
- Tobacco Free Incentive for employees and spouses/domestic partners enrolled in medical plan need to ca negative tobacco test or coaching by December 18, 2026, to avoid bi-weekly surcharge on January 1, 2027.
- Annual Wellness Exam completion. Employees that that enroll in either the Buy-Up HDHP or COPAY medical plans in 2027 need to upload proof of an annual wellness exam completion by November 1, 2026, to maintain their 2027 medical plan election.
- Failure to upload proof of an annual wellness exam completion will result in your 2027 medical plan election being systematically defaulted to Core HDHP at your elected coverage tier in Paycom.
- Weight Management & health improvement programs via Twin Health. Available at no cost to employees & families enrolled in our medical plans
- Life, AD&D, and Disability plans with Prudential. During 2027 enrollment: employees may elect or increase coverage without evidence of insurability (EOI).
- Long Term Care Plan provided by Chubb
- Emergency Assistance Fund donations available via payroll deductions
How do I Enroll?
You can complete your enrollment online through your company’s benefits enrollment system, Paycom. Log into the Paycom App or website:
- Select Benefits Enrollment and select “start” to begin your 2027 enrollment
- Verify Personal information and Dependents/Beneficiary information.
- Click “Next” to see the plans you can elect
- Click “View Details” to review in-depth details of a benefit plan
- Select arrow under “Dependents to Cover on Plan” to select the dependents you want for each plan.
- Once you are satisfied with your selections, draw or type your signature and click “Finalize.” If you do not select finalize, you will not have coverage in 2027.
- After finalizing your selection, you will be directed to the completion page. From this page you can choose to return to review or exit.
How do I know which plans to choose from?
Oceans Healthcare is providing a confidential, private decision online support tool, called Upwise, for employees to use to help determine which benefit plans are best for themselves and their families.
To access Upwise:
- Access Upwise, Sign In & Enter your work email from Paycom and click Next.
- You will receive an email with link to create password. You can click “Forgot Password” to create a new password.
- You can Upwise as many times as you need to make your 2026 benefit decisions.
Need Help or Have Questions
If you need help please contact the Benefits Support Line at benefits@oceanshealthcare.com.
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