Life and AD&D coverage helps protect your loved ones in the event of your death or serious injury. Even if you’re single, your beneficiary can use your Life insurance benefits to pay off your debts, such as credit cards, mortgages, and other final expenses.
company paid life and ad&d
Oceans Healthcare provides employees with Basic Life and Accidental Death and Dismemberment (AD&D) insurance as part of your basic coverage through MetLife, which guarantees that your spouse or other designated survivor(s) continue to receive benefits after death.
| Employee Class | Basic Life/AD&D |
|---|---|
| Full-Time Employees | 1x earnings, up to $50,000 |
| PRN Employees | $15,000 benefit |
voluntary life and ad&d
In addition to Basic Life and AD&D, eligible employees may purchase additional Voluntary Life and AD&D insurance at favorable group rates. Participants pay 100% of the premium. Note: It is important to provide beneficiary information during the enrollment process and keep this information up to date. If you decline Voluntary Life insurance when first eligible or if you elect coverage and wish to increase your benefit amount at a later date, evidence of insurability may be required before coverage is approved.
- For you: Increments of $10,000 up to lesser of 5x covered annual earnings or $500,000. Guaranteed issue of $100,000.
- For your spouse: Increments of $5,000 up to lesser of 50% of employee amount or $250,000. Guaranteed issue of $50,000.
- For your children: $10,000
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life and ad&d Documents
life and ad&d contact information
Carrier: MetLife
Policy Number: #0256217
Phone: 800-638-6420
Website: www.metlife.com
